Four Compelling Reasons for Paycheck Protection
1. Protect the Family Income If a family has two breadwinners, both need paycheck protection . 58 percent of Americans have less than $1,000 in savings . 1 Employer-provided long-term disability benefits are usually taxable, capped and only cover base pay – often leaving income gaps as high as 72% How long could your…
Read MoreWhat’s new for Medicare this year.
From Medicare.gov- New for people with Medicare taking insulin: Starting January 1, 2023, plans can’t charge you more than $35 for a one-month supply of each Medicare Part D-covered insulin you take, and can’t charge you a deductible for insulin. If you get a 60- or 90-day supply of insulin, your costs can’t be more than $35…
Read MorePre-Pandemic Medical Debt Put Millions of Older Adults at Risk
A data spotlight from the Consumer Financial Protection Bureau (CFPB)—the federal agency that enforces consumer financial law—shows that medical debt was common even before the COVID-19 pandemic upended many people’s lives and finances. Thanks in large part to their high levels of health care coverage through Medicare, people 65 and older have the lowest rates…
Read MoreWhat to look for when Comparing Nursing Homes
Whether you’re planning ahead or need to make an unexpected decision, there’s a lot to think about when choosing the right nursing home for you or your loved one. Medicare.gov makes it easy to find and compare nursing homes in your area. Personalize your results by filtering the options that matter most to you — including inspection…
Read MoreLive Healthy and Thrive with Health Insurance
In recent years, some substantial changes have taken place in health insurance and healthcare legislation. At Health Insurance Demo, we have years of experience in the health insurance industry. We work with top insurance companies in California so that we can provide a wide range of policies to meet each client’s need. If you or your…
Read MoreTips for Leading a Healthy Lifestyle
Living a healthy lifestyle for many individuals means making big life changes. Among the most important changes are a well-balanced diet and plenty of exercise and activity. Even the smallest changes in these areas can make a big difference in your health. Many people throughout San Diego struggle with improving their diets because they try…
Read MoreMedicare Supplement Insurance Fills the Gaps in Coverage
If you receive health insurance coverage through Medicare, you may have noticed your plan does not cover all of your medical costs. Medicare Supplement Insurance, also known as Medigap, may help you cover costs you are currently paying out-of-pocket in addition to your Original Medicare. This type of supplement is provided through private health insurance…
Read MoreLife Insurance Solutions for All
Making the decision to purchase life insurance is a wise investment for your family’s future. Life insurance provides you with peace of mind, and it provides financial security to your family in the event of your death. If you purchase a policy, you, as “the insured,” make premium payments into a policy over time, and…
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